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HALDEN — Halden Industrial Software

Generated by /analyze HALDEN · Instrument: stock · Sector: industrial software

Price snapshot: 118.00 USD · LAST CLOSE from Wednesday 2026-09-16 (market not yet open today) · 52-week range 92.40–141.80 · Source: Yahoo Finance chart API (fictional values)

1. Conclusion

Criteria met, but not at this price

The checklist would be met around $96. Price now: $118.

A high-quality business whose price already assumes most of the next five years of growth.

2. Score: 10.5/13 · devil's advocate alarm: MEDIUM

PASS = 1, PARTIAL = 0.5, FAIL = 0. The devil's advocate is not a fourteenth point: it reports an alarm level and the analyses it dismantled (here: none outright).

#AnalystVerdictOne sentence
1Revenue modelPASS78% recurring subscription revenue; largest customer is 4% of sales.
2MoatPASSHigh switching costs: the software is embedded in customers' production lines.
3IndustryPASSFactory automation software is a long-term trend, with rational competition.
4ManagementPASSFounder-CEO owns 9%; acquisitions have been small and disciplined.
5Growth (CAGR)PASS5-year revenue CAGR 14%, EPS CAGR 17%, growth in 5 of 5 years.
6Profit marginsPASSGross margin 72%, net margin 19%, both stable over five years.
7Return on equityPASS5-year average ROE 21%, driven by margins rather than leverage.
8DebtPASSDebt-to-equity 0.3, interest coverage 18x.
9Free cash flowPASSPositive in 5 of 5 years; 104% of net income.
10Relative valuationFAILP/E 41 vs. peer median 29 and own 5-year average 33.
11DCF valuationFAILBase-case intrinsic value $101, below the $118 price.
12Major risksPARTIALHeavy exposure to the automotive sector (31% of revenue).
13Exit planPASSClear, measurable triggers can be defined.
14Devil's advocateALARM: MEDIUM
dismantled: none
Growth assumptions lean on an unusually strong last two years.

3. Why the price does not meet the criteria

The business passes every quality and financial-health check. It fails on price: both the multiples and the DCF say the market already pays for the base-case future. At $118 there is no margin of safety, and a single slower year would leave the valuation exposed.

DCF scenarios: bear $74 · base $101 · bull $132. A price near $96 would be about 5% below the base case; a price near $80, about 20% below.

4. The devil's advocate, and the answer

"The CAGR is flattered by the last two years." Fair. Without them, revenue CAGR is closer to 10%. Answer: the base-case DCF already uses 10% for years 1–5, so the valuation does not depend on the recent boom repeating.

"Automotive concentration is under-weighted." Partly accepted: a downturn in auto spending would hit new licences first. Answer: this is the main reason the price criterion is not met today, and it is listed as a thesis-break signal below.

"Founder dependence." Noted as a monitoring item. A successor is named and there is no sign of a near-term departure.

5. Corrections to the analyst reports

The reports in agents/ are kept as written. These statements in them are wrong:

AgentWhat it saysWhat is correctSource
management"CFO in place since 2019"The CFO was appointed in March 2025, after an interim periodCompany 8-K (fictional example)

If nothing had been found, this section would read "None found".

6. The monitoring plan

7. Disclaimer

This is an AI-generated educational analysis, not financial advice or a personal recommendation. It does not know your finances, goals or risk tolerance, so the labels and price levels are generic, not tailored to you. Figures may be wrong or out of date, so verify them against primary sources. Any decision, and its risk, is yours.

On this page: a condensed version of the report format. A real run also saves all fourteen analyst reports next to the conclusion, so the reasoning can be audited, and the figures come from a dated price snapshot and as-filed SEC filings. Their quality depends on the data available. See the FAQ for the limits.

VerdictCapital.ai is not authorised by any financial supervisory authority to provide investment services, and the labels and price levels shown above are outputs of an automated process, not personal recommendations. Every figure on this page is invented. Full disclaimer · Terms · Refunds · Privacy

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