Is this financial advice?
No. VerdictCapital is an educational research tool. It organizes public information from fourteen angles, but it knows nothing about your finances, goals or risk tolerance. We are not authorised by any financial supervisory authority to provide investment advice. Verify important figures yourself, and consider a licensed advisor for personal decisions.
Does it tell me to buy or sell?
No. A report says whether the checklist was met, not what you should do: "criteria met", "criteria met, but not at this price", or "criteria not met". That conclusion, and any price level in it, is the output of an AI process with a fixed checklist, not a recommendation to you. It can be wrong, and the decision is always yours. If you share a report publicly, keep its disclaimer and say it was AI-generated.
What do I need to run it?
Claude Code installed on your computer, with an active Claude plan or API access and web search available, plus Python 3.9 or newer, which comes preinstalled on macOS and most Linux systems and can be installed on Windows from python.org. Python runs the two data tools and the report checker; without it the analysis still runs, with the analysts researching the figures on the web instead. Setup is one step: put your email address in a .env file, because the SEC requires automated requests to identify who is making them. You don't need to write code; you type /analyze AAPL.
Does it work for ETFs?
Yes. For ETFs, company-level checks are adapted (for example, the fund issuer and costs replace management) or marked not applicable, and the score counts only the checks that apply.
Where does the data come from?
Three places. The price comes from one dated snapshot taken when you start the run, from Yahoo Finance's public chart data, and it is labelled live, today's close or last close. The financials come from what companies actually filed with the SEC, read from EDGAR. Everything else — segments, guidance, peers, news — each analyst researches on the web and cites. Nothing is fetched, stored or redistributed by us: the tools run on your machine, under your own responsibility, for your own personal use, and you are responsible for the terms of any third-party service you access through them. The Yahoo Finance endpoint is a public but unofficial one and can change or stop working without notice; when it does, the run falls back to a dated web quote and labels it as such. We are not affiliated with, endorsed by or licensed by Yahoo or the SEC. AI can still misread figures, so check anything important against the original filings.
Which markets does it cover?
The price tool handles US tickers, share classes, ISINs and the main non-US exchanges. The SEC fact sheet covers companies that file under US-GAAP, which includes foreign filers such as ASML; for IFRS filers, ETFs and non-US listings it says so plainly and the analysts research the financials on the web instead. Banks, insurers and REITs are flagged, and the checklist adapts to them. Smaller or thinly covered companies produce more "data not found" notes.
How long does a run take, and what does it use?
On our own test runs, with every analyst on the main model, a full analysis took roughly 400,000 to 600,000 tokens and 5 to 15 minutes, depending on the company. That is far more than a single chat. Your figures will differ with the company, your model and your Claude Code setup, so treat this as a rough guide rather than a promise. To keep usage down, nine of the analysts ship set to a lighter model, and /quick screens a company with five analysts for about a third of the cost before you commit to a full run. Your own plan decides what that usage costs you.
Can I change the agents?
Yes. Every agent is a plain Markdown file you can edit for your own use. Redistributing or reselling the project is not allowed under the license.
Can I get a refund?
Yes. Within 14 days of purchase you can ask for a refund for any reason, and no reason is needed. Email hello@verdictcapital.ai from the address you bought with, or reply to your receipt; the refund is issued by Lemon Squeezy, our merchant of record, to the payment method you used, and your licence ends when it is issued. This matches the EU 14-day right of withdrawal, which we honour in full even though the download starts immediately — so if the checkout asks you to confirm immediate delivery, that confirmation does not take this refund away. Details in the refund policy.